Unmanned Aerial Systems

*Unmanned Aerial Systems*Insurance ProductsUnmanned Aerial Systems insurance offers worldwide coverage for companies operating UAS for commercial operations and/or business purposes.Contents

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Insurance ProductsUnmanned Aerial Systems
Our Unmanned Aerial System (UAS) insurance has been tailored to provide comprehensive cover to business users and/or commercial operators in this sector. We have carefully adapted this cover to cater for the changing risk profile and developing regulatory requirements that apply to UAS operators.What we cover
Physical loss of or damage to UAS

Inclusive of detachable/non-detachable payloads

Applicable whilst in flight, on the ground or in transit and is inclusive of theft

Limits up to USD1m offered for any one hull sum insured

Physical loss of or damage to UAS spares

Inclusive of ground control stations

Applicable if the loss relates to your property or the property of others for which you are responsible

Applicable whilst on the ground or in transitand inclusive of theft

Limits up to USD1m offered for the combined spares sum insured

Third party liability

Inclusive of war and terrorism

Coverage for compensatory damages for bodily injury and/or property damage to third parties

Coverage applies to any location that a customer may use in connection with their operations

Limits up to USD200m offered

Legal costs and fees are included within the policy limit

Additional enhancements

Malicious acts, hi-jack and strikes covers damage to your drone and equipment by a malicious act (e.g. vandalism), hi-jack or strike action

Alternative hire costs cover the costs to hire a drone whilst your damaged drone is being repaired or replaced in order to fulfil any previously agreed contracts

Liability to drone operators covers your exposure if any insured drone pilot is injured by your drone whilst operating it

Chemical legal liability covers your exposure to third parties caused by the application of chemicals, dusting powders, seeds, fertilisers or compounds

Cargo legal liability covers your exposure for physical loss or damage to cargo belonging to others for which you receive remuneration

Cyber extension – loss of digital assets covers the costs of reconstituting images or data in order to continue work undertaken using your drone where your electronic records/data have been lost or distorted

Line size
Our maximum combined
line size is USD200m. About Tokio Marine Kiln
Tokio Marine Kiln is a leading international insurer with a reputation for specialist underwriting excellence, great people and innovative products. As part of one of the largest insurance groups in the world, our underwriters are empowered to assess each individual risk, to make on-the-spot decisions and to find the right solutions for our clients’ needs.

The ability to settle valid claims quickly and fairly in a human way is central to our business philosophy, and our adjusters are empowered to exercise their professional judgement to deliver an exceptional customer service.

Tokio Marine Kiln
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under Firm Reference Number: 204909. Registered office is located at 20 Fenchurch Street, London EC3M 3BY Registered Number: 729671. Tokio Marine Kiln is a trading name.